Durango Mortgage Blog

Recent Posts

Buying a Home in Durango This Winter: A Local Lender’s Checklist November 4, 2026

Six things to plan for when you buy a home in Durango between November and March, from pre-approval timing to snowy inspections and holiday closings.

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How to Get Pre-Approved for a Mortgage in Durango: A Step-by-Step Checklist October 1, 2026

What Durango homebuyers need to get pre-approved: documents to gather, the steps, and tips from a local mortgage lender.

Reverse Mortgages in Durango and Southwest Colorado: How They Work and Who They Fit September 29, 2026

How a reverse mortgage (HECM) works, what you still pay, how spouses and heirs are protected, and whether it fits your retirement plans. Local help in Durango.

Jumbo Loans in Durango: How Financing Works for Higher-Priced Mountain Homes September 29, 2026

Jumbo loans are not one-size-fits-all. Here is what lenders look at, options for self-employed and retired buyers, and when a jumbo is not your best move.

VA Home Loans in Durango and La Plata County: A Local Guide for Veterans September 29, 2026

A VA loan is one of the most flexible home loans available, and many veterans do not realize how often it can be used. Here is a plain-English guide for Four Corners veterans.

How the Federal Reserve Affects Mortgage Rates February 8, 2024

The Federal Reserve does not set mortgage rates directly. Here is what Fed decisions really mean for fixed-rate mortgages, HELOCs and adjustable-rate loans.

Permanent vs. Temporary buydowns February 5, 2024

Mortgage Buydown Comparison: Which type of buydown is best?

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