Mortgage Calculators for Durango Home Buyers

Plan a purchase, a refinance or an investment with these free calculators. Nothing you enter is saved, and you don’t have to give your contact information.

Monthly paymentSee your full monthly payment with taxes, insurance and HOA dues.Open calculator →AffordabilityFind a comfortable price range from your income and debts.Open calculator →RefinanceCompare your current loan with a new one and see your break-even point.Open calculator →Refinance later?Buying now, refinancing later? See when the costs could fit in the new loan.Open calculator →AmortizationSee your balance year by year and what extra payments save.Open calculator →Bi-weekly paymentsSee how paying every two weeks could shorten your loan.Open calculator →Debt-to-incomeSee the ratio lenders use to size your loan.Open calculator →Rent vs. buyCompare what renting and owning cost over the years you plan to stay.Open calculator →Discount pointsSee if paying for a lower rate pays off, and when.Open calculator →Temporary buydownCompare a 2-1 buydown with a lower price, side by side.Open calculator →Rental propertyCash flow, cap rate and DSCR for an investment property.Open calculator →Renovation loansBuying a fixer-upper? See how much of the price and repairs an FHA 203(k) or HomeStyle loan could cover.Open calculator →Cash to close & seller creditCash the buyer brings, and the most the seller can pay for each loan type.Open calculator →Compare offersFor sellers: net proceeds from up to three offers, side by side.Open calculator →Which loan fits me?Answer a few quick questions and see the loan types worth a look.Take the quiz →My price rangeGet a real price range from Peter, based on your situation.Get started →

More Tools to Plan Your Loan

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Calculator Questions

Are these calculator results a quote?

No. They’re estimates to help you plan. Your Loan Estimate will show your actual rate, payment and closing costs.

Do the calculators include taxes and insurance?

The monthly payment, affordability, rent vs. buy and rental property calculators let you add property taxes, insurance and HOA dues. The others show principal and interest so you can compare loans side by side.

Do I have to give my contact information?

No. The calculators don’t ask for your name, phone or email. To get real numbers, contact Peter.

Red cliffs above the Animas Valley north of Durango, Colorado

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Crossroads building with clock tower at 1099 Main Ave, Durango CO — Animas Mountain Mortgage, Suite 305

Customer Love

Peter was fantastic to work with and made the home buying process far less stressful than I expected. He was extremely responsive, always took the time to explain things clearly, and kept everything moving forward. As a first-time homebuyer I really appreciated how patient and knowledgeable he was. Highly recommend working with him.
Wes Weichert
Our overall experience was incredible. Could not have asked for a better lender (Peter). From start to finish it took 10 days. Thank you!!
Michelle Blades
Peter went above and beyond what I thought was gonna happen. In the past it was always so hard to get in touch with the finance people. He was always available no matter week day or weekend and always took the time to explain everything, and being 78 years old that was very much appreciated. I would highly recommend Peter Pritchard for anyone buying a house.
Deborah Moore
Peter was the best! Quick and painless.
Joseph Williams
Peter was great to work with. He kept things moving and always kept us informed. He worked with our schedule and always made it work. We would definitely work with Peter again!
Dianne Ray
I feel incredibly fortunate to have worked with Peter Pritchard at Animas Mountain Mortgage to finance my new home in La Plata County. When I started looking for a new home, I knew very little about the process of taking out a mortgage, but Peter helped me evaluate my options and guided me through the process so that my loan was competitive and right for my financial situation. He's extremely knowledgeable, responsive, and patient, and I highly recommend him as someone you can trust and count on to help you as he helped me!
Karen Boush
First rate experience with friendly communication, prompt and accurate responses to questions, and extra mile patience. Greatly appreciate the opportunity to work with Peter and Animas Mountain Mortage!
Vaughn Johnson
Peter worked with us every step of the way and was incredibly helpful! Thanks for helping us get a great house!
Matthew Weideman
As a realtor, I’ve worked with many lenders, and Peter consistently delivers. He’s responsive, knowledgeable, and truly invested in helping my clients reach their financing goals. Always a smooth process from pre-approval to closing. Highly recommend!
Emily Grant
I had a wonderful experience working with Peter at Animas Mortgage. From our very first meeting, he was professional, helpful, and genuinely kind. He kept in touch with me throughout the entire process and made it easy to reach him in multiple ways. Peter’s knowledge and guidance helped me make the best decisions for my situation. I would highly recommend him to anyone looking for a trustworthy and supportive mortgage broker.
Brigitte Holiday