Metropolitan districts. Many newer subdivisions around Denver are in metro districts, which add their own property tax. That tax counts when a lender figures what you qualify for, so I look at the actual tax bill for the home you’re considering.
Condo approvals. Some condo buildings don’t meet FHA or conventional lender requirements. Knowing a building’s status early can save you an appraisal fee and a lost contract.
Older homes. If the house you love needs work, an FHA 203(k) renovation loan can include the cost of repairs in the mortgage. See FHA loans.