Mortgage Application
Apply for a Mortgage in Durango, CO
Apply Online or by Phone
There are two ways to apply. The quickest is the secure online application below. It’s the standard application (Form 1003) that every mortgage lender uses, so you only fill it out once while Peter compares lenders for you.
Prefer to talk it through? Call Peter at 970-828-1610 and he’ll take your application over the phone and answer questions as you go. Not ready to apply yet? Try the home buying checklist or see how pre-approval works.
What Happens After You Apply
- Peter reviews your application and calls you, usually the same day, to go over your goals and any questions.
- Credit and documents. With your permission, Peter pulls credit and you upload the documents on your checklist.
- Loan options and Loan Estimate. Peter compares programs across lenders and you receive a Loan Estimate within three business days of a complete application, itemizing your rate, payment and closing costs.
- Processing, appraisal and underwriting. Peter stays your point of contact and keeps you and your agent updated.
- Closing. You review your Closing Disclosure at least three business days before you sign.
Your document checklist
Pick how you earn your income to get your list. Tick items off as you gather them, or print it. Nothing is saved or sent.